Savings Bond Value Chart by Issue Year

Beyond a single "what's it worth today" figure, it often matters more to see the shape of a bond's growth — where it's been, and whether it's still climbing. Enter any bond into the calculator and a chart appears automatically underneath the result, plotting its value from issue date to today.

What the chart shows

Each point on the line is a real published redemption value for that bond's series and issue month, at a specific redemption period — not an interpolation or estimate. The line traces your bond's actual accrual path exactly as Treasury's tables record it, from its earliest published value up through the current period.

Reading the shape

• EE bonds typically show a fairly steady climb, with a visible step around the 20-year mark for bonds issued since June 2003 — that's the one-time doubling adjustment discussed in how interest works kicking in.
• I bonds often show a less uniform slope, since the composite rate resets every six months with the prevailing inflation adjustment — periods of higher inflation show up as a steeper climb, calmer periods as a gentler one.
• Matured bonds (any series) show the line simply stop — the chart marks final maturity and doesn't extend a flat line indefinitely beyond it, since there's nothing further to plot once a bond stops earning. If your bond has already matured, you'll see a note instead of a chart, since the value has been frozen since the maturity date shown.

Why this beats a generic "value chart by year" table

A generic chart of average bond values by year would be misleading — bonds issued a month apart can grow at different rates depending on rate-era rules, and matured bonds stop moving entirely while active ones keep climbing. Because the chart is generated per-bond from your exact series, denomination, and issue month, it reflects that specific bond's real path rather than a rough average that might not apply to it.

Comparing two bonds

There's no side-by-side comparison view, but you can look up each bond individually and note the shapes — an EE bond's steady climb with a 20-year step looks very different from an I bond's inflation-driven, uneven one, even at similar face values. Combined with the inventory's portfolio totals, that's usually enough to see which bonds in a stack are still doing the most work.

FAQs

Does the chart cost anything or need an account? No — it renders automatically with every free calculator lookup.

Can I export the chart? Not as a separate image today; the printable PDF report (Pro feature) captures the numeric results per bond.

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